I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats here in ...

One of the reasons why more affluent Singaporeans are interested in purchasing Indexed Universal Life policies (IUL) is ...

I got a friend who I know invested in FundSmith Equity Fund for a few years. Optically, the returns have been livable for a ...

My colleague Vincent was wondering about how is Fundsmith Equity Fund’s performance over this period. So this is a returns update for a friend and co-worker. I last review Fundsmith Equity Fund’s ...

There is a new issue of Singapore Savings Bonds. I have tracked almost every issue of Singapore Savings Bond since its issue in Oct 2015. This chart shows the 10-year yield (Blue) and 1-year yield (Re ...

Here is a safe way for Singaporeans to save money that you have no idea when will need to use or for your emergency fund. The April 2025 SSB bonds yield an interest rate of 2.85%/yr for the next ten ...

There are 2 documents, that in my opinion, tells me whether a person or family is operating in a financially healthy manner. One of the document is their personal cash flow statement. The other ...

There are enough people asking me how I achieved my low trading commissions. Well, I do not think they are that low. So maybe I can share more. Early this year, I decided to add Interactive Brokers to ...

This week, Avantis Investors finally listed their GBP and USD class of their first two UCITS ETFs on the London Stock Exchange. Together with the EUR class ETFs, they are available to invest for ...

In the last few articles, we have covered how to open your account with Interactive Brokers, funding your account, and converting to different currencies. Now, you are ready to buy and sell or trade ...

I set about creating a way to track my own dividend stocks and the response from users have been fantastic. I think that more can benefit from knowing this and know that I will look into ways to ...

My friend pinged me, asking if the AIA Pro Achiever 3.0 is a whole life plan or an investment-linked policy (ILP). I wish that one day, MAS can just legislate and make every insurance company state ...