Watching a tiny climber reach the summit turned out to be more motivating than watching a countdown.

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Lauren (Hansen) Holznienkemper is a lead editor for the small business vertical at Forbes Advisor, specializing in HR, payroll and recruiting solutions for small businesses. Using research and writing ...

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Greg McFarlane is a financial writer and co-founder of ControlYourCash.com. He is also the co-author of Control Your Cash: Making Money Make Sense. Lea Uradu, J.D., is a Maryland state registered tax ...

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