Over the past 18 months, artificial intelligence (AI) has become one of the most talked-about topics across financial services. New products, new features and new announcements continue to arrive at ...

More than 300,000 homes in England could be brought to market within a year if stamp duty costs were eradicated, an estate agency group has claimed. The Jackson-Stops Housing Mobility Report found ...

Accord Mortgages has lowered residential rates by 0.3% across its new business range and reduced the minimum loan size at lower loan-to-value (LTV) tiers. The rate changes will be effective from 6 ...

It has been 20 years since the inaugural British Mortgage Awards (BMA). To date, they recognise individual excellence in the mortgage industry. We spoke to some of our first winners to reflect on ...

The British Specialist Lending Awards recognise the extraordinary accomplishments of the Specialist Lending sector’s most worthy individuals who raise the bar and challenge others to follow. We ...

I’m going to hold my hand up here. If you were to trawl through my ChatGPT history, I’m sure you would find some somewhat random, but largely inoffensive and definitely legally acceptable, questions ...

Lloyds Banking Group is retiring the Halifax brand after 173 years. As part of this change, the Halifax Intermediaries brand will become Lloyds Intermediaries in 2027. Its buy-to-let brand BM ...

Hodge Bank has removed loan-to-income (LTI) caps for borrowers earning £40,000 or more across its residential products. This is a change to its previous criteria of applying tiered LTI caps linked to ...

NatWest has cut high-loan-to-value (LTV) rates across its residential range. The two-year fixed 90% LTV product with a £995 fee has dropped by 10 basis points (bps) from 4.89% to 4.79%. This reflects ...

Brokers need to push specialist lenders to create mortgage options for borrowers with complex circumstances, as this should be where they are more able to help, it was said during a discussion. During ...

There were 56,200 mortgages approved for house purchases in May, down from 66,000 in April and the lowest level seen since the end of 2023. According to data from the Bank of England’s Money and ...

Those born between 1996-2000 currently have incomes 15% higher by £3,700 a year than those born 1986-1990 had at the same age ...